If you’re currently in a commercial property or business finance loan, we may be able to find you a better interest rate.
The banks apply what is called a ‘Risk Margin’ to the interest rate you are currently paying. The Risk Margin is determined by the banks idea of how secure you are as a client – unfortunately some banks don’t look closely enough to the business and simply charge too much.
This is especially the case where you’ve been operating successfully for some time. If you’ve got a proven track record, why shouldn’t you pay a lower rate?
At Adviser Finance we know how to show the banks that you’re an excellent credit risk – and they should provide you with a competitive rate – not require you to beg for the money. In many cases we can negotiate with your existing lender to get that rate down.
Obviously this is a complex area of finance and there are many things to consider – but we are confident we can help.
Complaints: administration@adviserfinance.com.au